5 Books to read for Financial Literacy

What is Financial Literacy? How do I educate myself financially? These are questions you might be asking yourself while reading this post. It is important to educate yourself financially as young as you are right now so that you can live a financially free life. According to Annuity, financially literacy means knowing how to manage your money from paying bills, saving, and investing into your future. One of the many ways you can educate yourself to be financially literate is through reading books. Below are some books that I think would be beneficial for you to read to gain that financial free life. Please note, they are not in any particular order.

Non-Custodial Parent Waivers: What to expect, how to complete them, and how to get your supplementary information.

For students that only have one custodial parent, financial aid applications can be quite scary, let alone complicated. I am hoping that with this article, we can lessen the burden that first-generation and low-income students face during the college application and financial aid process. 

Salary Negotiation: How To Successfully Negotiate

After receiving a job opportunity, it can be intimidating to try and negotiate your salary. Many people are afraid to even try, assuming that a company’s first offer is their only offer. However, this is not true! If you believe that your work may be worth more depending on past experience or education, it may be worth presenting a counteroffer with some rebuttal points. In addition, even at a job that you are already committed to, there is no harm in bringing up a raise during any performance reviews that you may have. Here are a few tips to get you started! 

Dealing with Food Insecurity In College

College is expensive, and that’s the easiest way to say it. Along with tuition, many students face problems with housing, books and supplies, and food insecurity. Students have long, often hard days with mentally tasking subjects and assignments, and to have the energy for those tasks, they have to eat. Meal plans can be extremely expensive on top of tuition, and eating out every day isn’t feasible for a wallet, especially in a college town where prices can often be inflated. How do you deal with a problem like this, a seemingly unending problem that you have to solve at least three times a day? Below, I’ll give tips for dealing with food insecurity in college, and ways to combat it.

Applying Your Business Acumen

You don't have to be majoring in a business degree to necessitate learning to foster your business acumen. Business acumen has broad applications in group projects, organizations and even socially. Recognizing and remediating your weaknesses in terms of your business acumen can help you maximize your team's efficiency, organize your organization and more.

Improve your Financial Literacy for Free

Only 57% of Americans are considered "Financially Literate" which is comparable to the country of Botswana (which is far smaller than the US). People between the ages of 18-34 had the sharpest drop in ability to answer financial questions correctly taking a nose-dive from a meager 30% to 17%.